Insurance & Other Third-Party Payers
Insurance
HSA/FSA cards are accepted for all psychotherapy services, supplements, and labs.
For psychotherapy, I use a service called Mentaya to submit claims to your insurance to leverage your out-of-network benefits. Check your benefits using the tool below.
What are out-of-network benefits?
Here's a breakdown:
If your insurance plan offers out-of-network benefits, it means they will cover a portion of the cost when you see a therapist who doesn't have a direct contract with your insurance company.
Unlike in-network providers, who bill your insurance company directly, with out-of-network therapists, you typically pay for the session up-front and then submit a claim to your insurance for reimbursement.
Insurance companies often reimburse a percentage of the therapist's fee, usually after you meet an out-of-network deductible. For example, after you meet a $1,000 deductible, your insurance may reimburse 50-80% of the session cost!
Out-of-network benefits give you the flexibility to choose a therapist based on your needs and preferences, not just those in-network.
A special note for those who want to use insurance directly (psychotherapy only):
If you have met your deductible or have a really good policy that will cover a large portion of therapy, you may choose to see me at River Hollow Mental Health, which is also located in Logan or online. Please note that using your insurance requires a formal diagnosis which will permanently go on your medical record. If you don't think you'll meet your deductible by the end of the year, I advise paying the cash rate and not going through insurance. The financial cost will be about the same, in most cases.
Unfortunately, I’m not able to take insurance for nutrition by itself. Insurance will only cover services with a registered dietitian, and even then, they require an official diagnosis from a healthcare provider. Dietitians can't diagnose.
Other Third-Party Payers
Bishops/church leaders will usually pay for services for those in need and I'm happy to work with them to make sure you are taken care of.
If someone else is paying for you (such as a parent or church leader) and you are a legal adult, you'll need to sign a release of information in case I need to contact them.