Insurance & Other Third-Party Payers

Insurance

HSA/FSA cards are accepted for all services.

For psychotherapy, I use a service called Mentaya to submit claims to your insurance to leverage your out-of-network benefits.

What are out-of-network benefits?

Here's a breakdown:

If your insurance plan offers out-of-network benefits, it means they will cover a portion of the cost when you see a therapist who doesn't have a direct contract with your insurance company.

Unlike in-network providers, who bill your insurance company directly, with out-of-network therapists, you typically pay for the session up-front and then submit a claim to your insurance for reimbursement.

Insurance companies often reimburse a percentage of the therapist's fee, usually after you meet an out-of-network deductible. For example, after you meet a $1,000 deductible, your insurance may reimburse 50-80% of the session cost!

Out-of-network benefits give you the flexibility to choose a therapist based on your needs and preferences, not just those in-network.

A special note for those who want to use insurance directly (psychotherapy only): 

If you have met your deductible or have a really good policy that will cover a large portion of therapy, you may choose to see me at River Hollow Mental Health, which is also located in Logan or online. Please note that using your insurance requires a formal diagnosis which will permanently go on your medical record. If you don't think you'll meet your deductible by the end of the year, I advise paying the cash rate and not going through insurance. The financial cost will be about the same, in most cases.

Insurance may cover a portion of nutrition services, but please note that you will need an official diagnosis from a healthcare provider, like a doctor or therapist, for the claim to be submitted.

Other Third-Party Payers

Bishops/church leaders will usually pay for services for those in need and I'm happy to work with them to make sure you are taken care of.

If someone else is paying for you (such as a parent or church leader) and you are a legal adult, you'll need to sign a release of information in case I need to contact them.